While the health insurance companies report surpluses, the health costs for the patients are continuously increasing. Taking out a loan for dentures would have been unthinkable in just a few years. Today, in the sign of the “successful” health care reform, many have only the choice between toothlessness or cost price.
The credit for dentures – so the costs remain under control
Only very few people can do without a credit for dentures. Showing beautiful teeth is already a luxury item today. Nevertheless, very few can and do not want to do without this luxury. Professional success alone makes aesthetic smiles indispensable.
As customers, we expect the consultant’s well-groomed appearance, as well as the secretary’s closed teeth. Regular visits to the dentist, crowns or bridges are essential.
The biggest cost drivers for dentures are laboratory costs. German wages and a lot of manual work are causing prices to skyrocket. The work of foreign laboratories offers an alternative. Even with just one crown, the cost savings are already noticeable. If you have to replace several teeth on “one go”, you should consider going to Asia. Teeth can be straightened out at prices that Europeans can only dream of. The vacation on the dream beach can be enjoyed for free thanks to the savings. A number from practice – in the Philippines a ceramic crown, including all dental expenses, costs around 50 USD.
Finance your dream vacation and teeth online
A big mistake of many patients is that they use the wrong funding. The dentist bill is settled with the overdraft facility. As a result, the current account is now in the red for a long time. Not only is liquidity restricted, but extremely high interest rates are due. The overdraft account costs between 12 and about 18 percent interest. The invoice amount could be financed significantly more cheaply with an installment loan.
The loan for dentures is roughly the same as a normal small loan. Compared to overdrafting, the financing costs can at least be halved. Particularly low-priced offers rarely come from the house bank or regional banks. The online banks have long since conquered the consumer credit market. They do not participate in the highly speculative stock exchange transactions, but rather grant their loans directly to the end consumer. A small loan is easy to apply for and is not earmarked. It can also be used to pay for a dentist visit with a dream beach guarantee or the dentures of a German service provider.
The overdraft facility should only ensure that the last savings potential for the necessary dental treatment is also exhausted. The dentist’s bill is settled within the cash discount period. Most of the time, it’s not even needed anymore. The credit for dentures from an online bank is often faster in the account than the dentist’s bill makes in the mailbox.